If you live along the Colorado Front Range, hail is not a “maybe,” it is a matter of when. Colorado has seen some of the most expensive hail events in the U.S., including major losses tied to Denver-area storms.
That is why many Denver homeowners ask MTN Roofing about impact-resistant roofing materials when it is time to repair or replace a roof.
What “impact-resistant” actually means
Most impact-resistant shingles are evaluated using standardized tests like UL 2218, which grades products from Class 1 to Class 4. Class 4 is the highest rating in that system and is commonly recommended for hail-prone regions like Denver.
Important note: Class 4 is not “hail-proof.” It means the material is designed to perform better under impact testing and may reduce damage compared to standard shingles.
Best impact-resistant roofing options for Denver homes
Here are the most common choices homeowners compare when planning a hail-resistant roof:
Impact-resistant asphalt shingles (UL 2218 Class 3 or 4)
A popular option for Denver because it keeps a traditional look while improving hail performance. Ask your contractor to show the exact product rating and documentation.
Metal roofing
Metal systems are known for durability and can be a strong choice in severe weather areas. Some products also carry Class 4 ratings for impact resistance, depending on the system.
Synthetic roofing products
Synthetic materials can mimic slate or shake while staying lighter than natural materials. Many are engineered to meet impact-resistance standards, but product quality varies, so documentation matters.
Slate or tile
These can be long-lasting, but they are heavy and may require structural considerations. In Denver, this option tends to be more situational based on the home and roof design.
Will impact-resistant roofing lower my insurance premium?
Sometimes. Many insurers offer discounts for qualifying impact-resistant roofs, but the amount and eligibility depend on the carrier and policy. The best approach is to ask your insurer what documentation they require (invoice, product data, photos, contractor letter) before you commit.
2026 checklist: how to choose the right hail-resistant roof
Before you decide, make sure your contractor can answer these clearly:
- What is the exact UL 2218 class rating for the product?
- Is the system designed for Colorado weather, including proper underlayment and ventilation?
- What warranty is included for materials and workmanship?
- If you are filing a storm claim, how will documentation be handled?
Need help choosing a Class 4 roof in Denver?
MTN Roofing helps Denver homeowners compare impact-resistant shingles, metal roofing, and hail-resistant systems based on your home, budget, and storm history. If you are unsure what your roof needs, start with a free roof inspection and a photo-backed report so you can make the next step with confidence.